Superannuation Services
Starting a Superannuation fund: Setting up your first fund is not a decision to take lightly. Call us for a free consultation if you wish to look at options on top of your employer’s default fund.
Self Managed Super Funds (SMSF) – Is a SMSF right for you? An increasing number of people are opting for SMSF’s. In brief, the members of self managed funds are also the trustees and therefore control how their contributions are invested and the payment of benefits. Our specialists can take you through the advantages and pitfalls of SMSF’s enabling you to clearly see whether this is the right strategy for you.
“Salary Sacrifice” & Transition to Retirement (TTR): Salary Sacrifice could substantially boost your retirement savings. It is an arrangement with your employer where you transfer part of your pre-tax salary into your superannuation fund. The arrangement also reduces the amount of tax you pay on your personal income. Our Superannuation specialist can put together a number of projections for you to see how Salary sacrifice will benefit you.
Choice of Funds – Is your employer’s fund the best option for you? Under the Choice of Funds legislation introduced in July 2005, employees were able to choose their own super fund for the first time. In short, if you are an employee you do not necessarily have to opt for your employer’s default fund but can look at other options.
Company Superannuation Funds: If you are an employer and need to set a default fund, AFS can arrange this at no cost and potentially offer your staff increased benefits. These could include Inclusive Income Protection, Death and Temporary & Permanent Disability cover plus personal 1-2-1 individual consultations.
